Over the past few years, news about a new Tool album—what would be their first LP since 2006’s 10,000 Days—has periodically made its way through the Internet grapevine. Now, according to a Friday tweet from frontman Maynard James Keenan, it appears that the elusive new Tool record is close to completion. As Keenan notes, the vocals are tracked, and they are now in the process of mixing the album. You can see the tweet below: At times discouraging, at other times encouraging, progress on the new Tool release has been inching along for some time. Plans became more concrete when Keenan revealed plans last year to reunite with his bandmates in the studio to record music he’d been working on. At that point in February of 2018, he had finished writing the words and melodies to all but one of the new tracks, according to Consequence of Sound. Then, guitarist Adam Jones chimed in that recording of the new album would happen in March.As March 2018 went on, Jones posted a short video clip from a studio on Instagram with the caption, “Day 1.” Later, Jones posted a photo that confirms audio engineer “Immortan Evil Joe Barresi,” who mixed Tool’s 10,000 Days, as the man behind the console for the recording session. Marking the first new music since that 2006 album, Jones joked in the post: “Our first choice was Phil Spector – but he has other conflicting work obligations.”Tool has also been announced on a number of festival lineups for 2019. For a full list of upcoming Tool dates, head to their website here.With Keenan’s new update, we’re feeling pretty confident about the prospect of new Tool in 2019.[H/T AV Club]
In pension funds without surplus assets, the high conversion rate has led to cross-financing of pension payouts from active members’ assets. In addition, the same active members are expected to retire with a lower conversion rate – meaning lower pension payouts.“One generation financing the other because returns are too low is not intended but necessary to a certain extent because otherwise we would have to amend the conversion rate every year,” Baumann said. Instead, he suggested allowing variable pension payouts above a certain minimum income threshold, a subject gaining interest in Switzerland after last year’s move to grant more investment choices and variable pensions for so-called “1e plans” for higher earners.Baumann emphasised that “solidarity was the spine of the second pillar”, without which supplementary pensions could be organised privately via insurers.At the VPS conference, Patrick Spuhler, founding partner of pension consultancy Prevanto, said it could make sense to have a different conversion rate for women. Despite the fact that women live longer, they usually “cost less” after they have died as their husbands more often than not have died before them.“With men, marriage is ‘worse’ for pension funds as they usually have younger wives who are eligible to a widow’s pension,” Spuhler observed.He cited statistics that showed both married men and women live longer than the average after age 65, but life expectancy has improved the most for divorced retirees.While delegates at the conference agreed it might not make sense to have different conversion rates for different situations, Spuhler argued that trustees should still “know about solidarities as well as cross-financings happening within a pension plan and manage them”. Swiss pension funds should consider measures to compensate members that are missing out due to the country’s high minimum conversion rate, according to consultancy c-alm.Switzerland has twice failed to pass measures lowering the conversion rate, which is used to calculate pension payouts from accrued assets in the mandatory part of the second pillar. The rate is currently 6.8%, but experts have argued that it should be well below 6% given the low interest rate environment and expected weaker investment returns.“A Pensionskasse should know the history of the separate generations of retirees and allocate free resources to create compensation for those that do not profit,” argued Roger Baumann, partner at c-alm, during a seminar for pension fund representatives organised by the VPS publishing group in Zurich.He added: “A general approach no longer makes sense as we have seen major differences before and after the crisis.”
Most weeks we see two solid, higher-priced RBs and at least a couple random WRs in the DraftKings perfect lineup, but Week 14 was a little different. There’s still a rando WR sighting (Hey, Kenny Stills…remember him?), but there’s a rando RB, too. Couple that with the rare two-TE set and a QB-RB-WR onslaught stack, and you have the type of week that makes those in DraftKings contests just shrug. That doesn’t mean you should abandon traditional daily fantasy football strategy with your Week 15 lineup picks, but it should serve as a reminder that football is an imperfect game, and achieving NFL DFS perfection is a near impossible task.But still…we try. And there are certainly things we can learn from last week’s perfect lineup that will carry over to the final weeks of the 2018 season. Lesson No. 1: Amari Cooper is still far too underpriced. Lesson No. 2: The Eagles defense just isn’t that scary anymore. WEEK 15 DFS: Values | Stacks | Lineup builderWe’ll get into more lessons below, but first we have to remind you that the results and graphic referenced in this article are from RotoQL, the best DFS research site on the internet. Whether you play NFL, NBA, MLB, or PGA DFS contests, if you’re serious about winning, RotoQL’s tools and features can give you the ultimate advantage. With expert projections and the ultimate lineup building tool, the RotoQL DFS Optimizer, you’ll be ready to win big.Week 15 Rankings:Quarterback | Running Back | Wide Receiver | Tight End | D/ST | KickerNFL DFS: DraftKings Perfect Lineup for Week 14Dak Prescott, QB, CowboysPrescott certainly hasn’t been the type of QB you’d want in GPPs this year. With only one game with more than two TDs and no games of 300 passing yards, his relatively affordable price only meant so much. But everything came together last week, as Prescott took advantage of a weakened Eagles secondary and an overtime period to air it out 54 times, completing 42 passes for 455 yards and three TDs. He also turned it over three times, but that’s fine. The odds he does this again seem slim, but we know his rushing ability (which wasn’t on display last week) can give him a higher floor. For now, this looks like more of a one-week anomaly, but with Amari Cooper and Ezekiel Elliott really stepping up in the passing game, Prescott has a lot more upside than he did earlier in the season.Ezekiel Elliott, RB, CowboysThe Eagles pass defense has been struggling for a while, but it’s run defense still had decent overall numbers. A closer look would have revealed at least a 98-yard rusher in each of the past four games (Elliott, Mark Ingram, Alvin Kamara, Adrian Peterson), as well as eight total RB touchdowns in that span (five rushing, three receiving). So, it’s not a huge surprise that Zeke’s second game against them was almost as good as his first. To be fair, he needed a whopping 40 touches to rack up his 192 total yards, but his 12 receptions really set him apart in DraftKings full PPR format. Elliott is now fifth among all RBs in targets and receptions, trailing only Christian McCaffrey, Saquon Barkley, James White, and Kamara, and his 502 receiving yards is seventh among backs. And, oh yeah, he leads the league in rushing. His nine TDs are a bit of a disappointment compared to other elite RBs, but he’s still the type of player who can’t be priced high enough.Damien Williams, RB, ChiefsWe knew when Kareem Hunt got released that the Chiefs backfield would be different, and while Spencer Ware was expected to be the workhorse, it was clear in Week 13 than Williams would have a role, too. That said, we didn’t expect him to be vulturing a one-yard TD run and racking up four receptions, including a five-yard TD. Williams only had 30 total yards against the Ravens, but when you score twice and have a decent number of catches at a bargain-basement price, it goes a long way. You shouldn’t necessarily be on the lookout for the “next Williams” on other teams, but it’s worth noting he has some upside going forward.WEEK 15 DFS CASH LINEUPS: Yahoo | FanDuel | DraftKingsKenny Stills, WR, DolphinsStills bubbled back up on the radar in Week 13 when he caught four balls for 37 yards and a score, but he was a one-man wrecking crew in Week 14, catching eight passes for 135 yards and a TD. He was the only Dolphin with more than one reception. It’s tempting to say he’s re-establishing himself as Miami’s No. 1 target, but we’ve seen this before from Stills and it rarely lasts. More important, he finishes the year with tough matchups against the Vikings and Jaguars, so he’s not exactly someone who should stay on your radar. About the only thing we can take from this is that the Patriots continue to have trouble with No. 1 WRs. Amari Cooper, WR, CowboysIt’s puzzling how cheap Cooper remains on many DFS sites. Since joining the Cowboys in Week 9, he’s averaged 6.7 catches, 8.8 targets, 107 yards, and one TD per game. Obviously, a couple monster performances have inflated those totals, but the bottom line is Cooper is a true WR1. He showed that in Week 14 with his 10-catch, 217-yard, three-TD showing against a decimated Eagles’ pass defense. At this current prices across the industry, Cooper is a must-own in cash formats and a great GPP option, as well.JuJu Smith-Schuster, WR, SteelersSmith-Schuster has a strange game last week, scoring on two one-yard TD receptions but still managing to post 130 yards on eight catches (a last-minute hook-and-lateral got him over the 100-yard mark). With over 100 yards in three of his past four games, Smith-Schuster is an optimal “cheaper” alternative to some of the higher-priced WR1s, including his teammate, Antonio Brown. He’s also scored in three of his past five games, so there’s really no reason to fade Smith-Schuster at this point, especially against horrible defenses like the Raiders.WEEK 15 DFS GPP LINEUPS: Yahoo | FanDuel | DraftKingsRob Gronkowski, TE, PatriotsApparently, the rumors of Gronk’s demise were greatly exaggerated. Sure, he can’t tackle, but that’s not of any concern to DFS owners. Gronk turned in his first 100-yard performance since Week 1, catching eight passes for 107 yards and a score against the Dolphins, a team that entered the game allowing the ninth-most fantasy points per game to TEs. Gronk has scored in two of the past three outings, but sandwiched in between was a 26-yard dud against Minnesota. Gronk still isn’t the old Gronk, but he still has slate-topping upside in GPPs, especially in favorable matchups.George Kittle, FLEX, 49ers Kittle was our top TE last week, but even we didn’t expect seven catches, 210 yards, and a score. Denver has struggled against TEs most of the season, so it wasn’t a surprise to see Kittle have success, but it’s rare any TE has this kind of monster game. Kittle is on the short list with Travis Kelce, Zach Ertz, and Eric Ebron as TEs who can work in the FLEX slot, Lions D/STIt feels like Ziggy Ansah and Darius Slay are never fully healthy for Detroit at the same time, and sure enough, Ansah left last week’s early because of a shoulder injury, but Detroit still showed up and took advantage of a favorable matchup. Slay had a pick-six, Detroit’s only takeaway, and helped contribute to Arizona scoring only three points. It’s tough to expect any defense to hold an offense under 14 points, but if they manage to keep it under a touchdown, it goes a long way in fantasy.